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- jeff@premiumleafguards.com
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Premium Leaf Guards is a licensed and insured gutter company serving Ocala and Central Florida. The owner is a state-licensed home and building inspector who is on every job. We carry general liability and workers’ compensation coverage, back our work with a written warranty, and will give you our license numbers so you can verify everything before you decide to hire.
The same credential the state trusts to inspect homes stands behind your gutters.
When you hire Premium Leaf Guards, you are not taking a stranger’s word for anything. You are hiring a state-licensed home and building inspector who shows up, does about half the install by hand, and puts the work in writing. Licensed. Insured. On every job. That is where we start, not a badge we hand out to whoever asks. And if you want to check all of it before we ever lean a ladder on your house, we will give you the numbers and show you exactly where to look them up.
Licensed • Insured • Owner on every job • Written warranty.
Gutters look simple from the driveway. The risk is not the gutter. The risk is who is on the ladder and what happens if something goes wrong on your property. In Florida, the difference between a licensed, insured company and a guy with a truck lands squarely on you, the homeowner, and most people never hear about it until it is too late.
Here is the honest version. If an installer is not carrying workers’ compensation and he gets hurt on your roof, you can be the one holding the medical bills, because you are responsible for the safety of people working on your property. If he is not licensed for the scope of the work, your contract with him is not even enforceable, and in Florida an unlicensed contractor has no lien rights either, which sounds like it protects you until the same lack of license voids your recourse when the job is done wrong. Worse, if a defect later traces back to unlicensed work, your homeowner’s insurance carrier can use that as a reason to deny the claim.
None of that is us trying to scare you into a sale. It is the reason we carry the coverage, hold the license, and hand you the paperwork without being asked. You deserve to hire help without inheriting the liability. That is the whole point of doing this the right way.
A lot of companies say “licensed and insured” in the footer and hope nobody checks. We would rather show our work. Here is exactly what stands behind Premium Leaf Guards.
In Florida, gutters, soffit, and fascia fall under a Specialty Structure contractor scope regulated by the Department of Business and Professional Regulation. We hold the license the state requires for the work we do. License number: .
The owner is a licensed Florida home and building inspector and a court-recognized construction expert, with more than twenty years in construction. He does not just install gutters. He knows how the whole house sheds water. Inspector license number:
If something is damaged during the work, that is on our policy, not your wallet. Certificate of insurance available on request. Carrier and limits: .
The people on your property are covered, so an injury on your job does not become your problem. Status: .
A 2-year workmanship warranty on the install, plus a lifetime no-clog guard warranty on our gutter guards, honored by the owner personally. See the full terms on our warranty page.
The license means nothing if the licensed person is never on site. He is. As the owner puts it, the system is only as good as the installer.
Premium Leaf Guards is owned and run by Jeff Ours, a state-licensed home and building inspector, a court-recognized construction expert, and a craftsman with more than twenty years in the trade. Before this, he worked the insurance side, so he has seen exactly how water damage claims start and how many of them trace back to gutters that were hung wrong or never there at all.
That background is why the license matters to him and not just to a regulator. He over-engineers to current codes and modern standards because he has inspected what happens when people do not. He is on every job, doing about half the install himself, because a license on the wall does not drive a hanger screw. When you call, you talk to the licensed expert who will be standing on your ladder, not a call center.
You do not have to take our word for any row in that table. That is the point. Ask any company you are considering for the same three things: their license number, proof of general liability, and proof of workers’ compensation. A company that has them will hand them over. A company that does not will change the subject.
Checking a license takes about two minutes, and in Florida it is officially the homeowner’s job to do it. We would rather you knew how than took anyone’s footer at face value, ours included. Here is the whole process.
1. Get the license number and the exact business name.
Any legitimate company will give you both without hesitation. If someone gets cagey when you ask, that is your answer.
2. Search the state database.
Go to the Florida Department of Business and Professional Regulation license search at MyFloridaLicense.com and look up the number or the business name.
3. Confirm three things:
the license is active (not expired or revoked), the license type covers the work being done, and the name on the license matches the company quoting you.
4. Ask for a certificate of insurance.
Request current general liability and workers’ compensation certificates. You can call the listed carrier to confirm the policy is active.
5. Do the same for every quote you get.
Not just us. Run all two or three bids through the same check and hire with your eyes open.
If you want, call us and we will walk you through checking our license live, right there on the phone. We like it when homeowners do their homework, because it usually ends with them hiring the company that had nothing to hide.
Yes. We hold the Florida state license required for our work, and we carry general liability and workers’ compensation insurance. We will give you our license number and a certificate of insurance on request so you can verify it yourself before you hire.
Yes. In Florida, gutters, soffit, and fascia fall under a Specialty Structure contractor scope regulated by the Department of Business and Professional Regulation. Working outside that scope without a license makes the contract unenforceable and strips the installer of lien rights, which is a red flag for you as the homeowner.
It means the owner passed the state’s requirements to inspect a home’s structure, roof, and systems and is licensed by Florida to do it. On a gutter job, that matters because he reads the whole house, not just the gutter run, and installs to current codes because he has inspected what happens when people cut corners.
Ask us for the number, then look it up on the Florida DBPR license search at MyFloridaLicense.com. Confirm it is active, that the license type covers the work, and that the name matches. Call us and we will walk you through it on the phone if you like.
You can end up liable for injuries on your property if there is no workers’ compensation, stuck with an unenforceable contract, and exposed if your home insurer later ties a defect to unlicensed work. The savings on the front end rarely cover what one problem costs on the back end.
That is exactly what it is for. Our workers’ compensation coverage means an on-the-job injury is handled by our policy, not billed to you, and our general liability coverage handles accidental property damage during the work. Ask for the certificates and confirm the policies are current.
We serve Marion, Lake, Sumter, Alachua, Putnam, and Columbia counties, with Ocala and The Villages as our home base. Our state license applies across Florida; call us with your address and we will confirm we cover you and set up a free estimate.
Licensed, insured, and on every job. Ask for the numbers, check them, then let us give you a straight quote. If a smaller fix is all you need, we will tell you that too.
